English 
Spanish Hyperlend offers access to CA title loans in the following locations:
Hyperlend Car Title LoansHyperlend Car Title LoansFrom Hyperlend
Apply For A Title Loan In Fresno With Hyperlend
Hyperlend has been offering car title loans in California for almost a decade, and now we provide pre-approval estimates in 30 minutes or less for customers in Fresno. You don't need excellent credit to get approved, and some customers can borrow up to $25,000 with a high value car, truck, or motorcycle. Best of all, you won't need to give up the vehicle itself for collateral. Instead, your car's pink slip is the security for a Fresno title loan.
Complete Our Online Application Or Call Us at 800-971-3022
It takes less than 5 minutes to complete our title loan application and we can get you approved online or over the phone.
Submit Your Vehicle Info And Contact Information To Get A Quick Quote
Unlike a personal loan, we only need a few documents to complete your underwriting. Get a fast quote in Fresno with just your vehicle info.
Get Your Money As Soon As Your Approved To Borrow Money
You can get your cash in 24 hours or less! Hyperlend offers fast funding car title loans with direct deposit to anyone in Fresno.
Keep Driving Your Car As The Loan Payments Are Made On Time
There's no need for the lender to keep the vehicle as collateral. Your car's title is the security for your loan. Apply for a Fresno title loan and keep your car!
Our customers have been approved for the following loan amounts over the past few months:
Do you own a newer paid off vehicle? Are you struggling to pay unexpected bills and need to borrow more than you'd get from a personal loan company? At Hyperlend, we offer fast approval and financing when other unsecured lenders in Fresno would quickly deny your application. A title loan allows you to use the equity from your vehicle as security, which means you can get approved without a credit check. Loan amounts start at $2,500 in California, and some customers in Fresno can borrow $10,000 or more!
Features Of A Hyperlend Car Title Loan In Fresno
Fast Approval For Car Title Loans
There's no need to wait days or weeks for a personal loan lender in Fresno to underwrite your loan! Hyperlend can process your application in just a few hours!
Fair Interest Rates In California
Interest rates in Fresno are subject to California short term lending restrictions. Expect an APR of 36% or less for title loans between $2,500 and $10,000
Multiple Repayment Terms
Pay off your loan in 8 to 48 months! The more you pay each month the quicker your loan will be paid off. Choose a company that offers early loan repayment options.
Quick Underwriting
Apply with Hyperlend to get a quick underwriting decision in less than an hour. Send in the necessary documents and we'll get you approved quickly!
Helpful Customer Service
Hyperlend has offices throughout California and our customer service agents can help to get your application across the finish line. Don't hesitate to contact us.
Multiple Options To Get Your Cash
Get your funds in just hours from a local title loan company in Fresno. Others will have the funds sent by direct deposit to their bank account.
Questions About Hyperlend Title Loans In Fresno
How Does A Title Loan From Hyperlend Work And What To Expect When I Apply In Fresno
Car title loans are possible for anyone with a newer low mileage vehicle. They allow you to borrow $2,500 or more with a car, motorcycle, or truck as collateral. Payoff terms depend on your car's value and loan amount, but you often have 8 to 48 months to repay the loan. Upon approval, you'll sign over the car's title to your lender and add them as a lienholder. After the balance is fully repaid, you get the car's title back, and in some cases, the on-time payments will be reported to the credit bureaus. That means you may see an increase in your credit score with a car title loan in Fresno!
Car Title Loans In Fresno - What's Required
Fresno title loans are easy to get if there's equity in your vehicle, and you can pay back your loan. The car has to be registered in your name, and you can't owe money to the original lender or have a cosigner listed on the pink slip. The title should be in your name, and you must have the actual title as it will be signed over to the lender. Other requirements include proof of income through bank statements, employee records, or pay stubs showing part-time employment or side jobs. We must know that you make enough monthly to cover the required payments. You need insurance coverage on the vehicle if it's stolen or damaged in an accident. Fresno residents may also need an umbrella insurance policy that covers 10% or more above a comprehensive policy.
Lastly, you need proof of vehicle registration from the California DMV, and there's a good chance the vehicle will need to be brought in for inspection. The inspection takes around 35 minutes and is typically required to verify the car has no additional damage and to confirm the odometer reading and VIN.
Loan Amounts & Interest Rates With A Fresno Title Loan
There's no limit on the amount you can borrow with a Fresno title loan. Depending on the vehicle's resale value, you should be able to borrow up to 50% of its value, and that means cars and trucks worth $20,000 can lead to a loan amount of around $10,000. The average loan amount with a title loan in California is $3,500, and most loans are offered for $10,000 or less. As of 2020, new regulations for title loan companies in Fresno limit interest rates to 36%. This means lenders are far more picky when underwriting loans, and while your rate will be lower than what's common in other states, you may have a tougher time getting approved.
Benefits of Title Loans In Fresno
Title loans have been around for years in Fresno, and while there are some drawbacks, they can be your only option if you can't get approved for an unsecured personal loan. Consider what happens if you have poor credit and apply for a personal loan in Fresno. You'll likely get denied during the initial underwriting process because most companies require FICO scores of 700 or higher.
With a title loan, on the other hand, the emphasis is on the equity from your vehicle. If you have a car that's paid off and valued at $5,000 or more, you should qualify for an online title loan, and most lenders won't even check your FICO score! Another benefit is that you can repay these loans early without a pre-payment penalty! While some personal loans add extra fees if you pay off your loan early, a title loan is designed to allow early payoffs, and that means you can save a lot of money by paying off your loan in months versus 1 to 3 years.
So why not see how much you can borrow with a car title loan in Fresno? There's no risk in getting a quote, and Hyperlend offers multiple repayment options and interest rates of 36% or less in Fresno. Call us at 800-971-3022 to get your estimate!